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Chevrolet car insurance costs $284 per month, on average, according to a August 2025 analysis of full coverage auto insurance quotes for Jerry customers. Aspire Advantage offers the cheapest coverage at $175 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Chevrolet has been producing cars in the United States for over 100 years. While founder Louis Chevrolet was primarily interested in building high-performance cars, the Chevy lineup now offers models to fit every taste and budget, ranging from durable work trucks to family sedans to sports cars and EVs. The average cost to insure a Chevrolet varies based on the model you choose, plus your driving history, coverage levels and other factors.

Chevrolet car insurance premiums can differ greatly. Here are average costs by model, which insurers offer the best value and how to effectively shop for Chevrolet coverage.

Average Chevrolet car insurance costs

The average cost of full coverage Chevrolet car insurance is $284 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $139 per month.

Chevrolet car insurance rates vary depending on the model, its age, your driving record and personal factors like your age and location. Typically, higher-priced vehicles cost more to insure, though that’s not always true. That’s why it’s a good idea to compare car insurance quotes from several insurers when considering a Chevrolet.

Below, you’ll find average full coverage insurance costs for different Chevrolet models, according to Jerry’s analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

About Chevrolet’s own insurance company

Chevrolet insurance is underwritten by GM National Insurance Company, a sister of Chevy’s parent company, General Motors. GM National has over $125 billion in assets, according to the National Association of Insurance Commissioners (NAIC), but coverage is not available in every state. As of July 2025, Chevrolet insurance is available in just 17 states, with Arkansas, Colorado and Louisiana the most recent additions.

Whether Chevrolet’s own insurance company is available in your state or not, comparing quotes from multiple insurers is the best way to save money on your premium.

Average cost of Chevrolet car insurance, by state

Car insurance rates differ by state due to varying laws and the fact that every state has its own risk factors, like crime, weather events and the number of uninsured motorists on the road.

For example, full coverage Chevrolet auto insurance in Arizona costs an average of $256 per month. In New Jersey, the monthly average is $363.

Below are the average full coverage costs of Chevrolet car insurance, by state.

Factors that affect Chevrolet car insurance costs

Your insurance rates depend on several key characteristics of the model you drive, including:

• Cost of repairs: Chevrolet’s parent company, GM, sold 2.7 million vehicles in 2024, so most of its current vehicles won’t have trouble finding parts when repairs are needed. However, limited-edition trims, expensive sports cars like the Corvette, and high cost-of-living areas increase repair and insurance costs.
• Safety features: Better crash ratings and driver assistance technologies make for fewer accidents and injuries, which lowers insurance costs. Features like automatic emergency braking and blind spot detection may qualify for lower rates.
• Vehicle class: Compact SUVs and sedans usually have lower premiums, while EVs, hybrids, full-size cars and sports cars have more expensive policies.
• The age of your vehicle: Newer models typically have more sophisticated technology and higher resale values than older ones. Owners of older models with low values and paid-off loans may consider dropping comprehensive and collision insurance.
• Your parking spot: A quiet lane in the countryside in Colorado poses a smaller risk of theft or vandalism than a dense urban street in a California city, giving rural drivers better insurance rates.

Best Chevrolet car insurance

Jerry’s editorial team chooses the best car insurance companies each year based on critical industry standards, including complaint volume and financial stability. 

Here are our top choices for 2025.

These insurers are solid picks overall, but some aren’t available in all states. To see our top insurers in your state, click below.

Cheapest Chevrolet car insurance

Full coverage

Aspire Advantage offers the cheapest full coverage car insurance for Chevrolet, with an average rate of $175 per month.

According to data from real Jerry customers, these are the cheapest auto insurance companies for full coverage on a Chevrolet.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Chevrolet, with an average rate of $47 per month.

If you’re looking for minimum coverage for your Chevrolet, these are the most budget-friendly insurers, according to Jerry’s data analysis.

By state

The most affordable Chevrolet insurer differs by state, thanks to unique local laws and coverage requirements. Click below to find the cheapest providers in your state.

Chevrolet Colorado auto insurance costs

The average car insurance cost for a Chevrolet Colorado is $254 per month, according to Jerry’s data analysis of full coverage quotes.

Your Chevrolet Colorado insurance rate will vary based on which trim you select, but Chevy Safety Assist includes features like automatic emergency braking and forward collision alert, which could keep your premium lower.

The Chevrolet Colorado has a 2025 MSRP starting at $31,900. While it has the lowest price of any Chevy pickup, it still has towing capacity of up to 7,700 pounds and high ground clearance. Cars.com named the Colorado one of its 2025 best-value cars made in the U.S.

Here are Colorado auto insurance rates from Jerry customers with full coverage policies.

Chevrolet Corvette auto insurance costs

The average car insurance cost for a Chevrolet Corvette is $416 per month, according to an analysis of full coverage quotes to real Jerry customers.

High-performance vehicles like the Chevrolet Corvette often have higher insurance costs due to the potential for tickets, accidents and more expensive repairs. On the flip side, the Corvette was recognized by J.D. Power for having the highest dependability among premium sports cars. The Insurance Institute for Highway Safety (IIHS) also recognized the Corvette for having fewer and less expensive personal injury and medical claims than average. Insurers use these ratings to help determine your rate, so they may see a Corvette as a low-risk choice among sports cars.

The 2025 Chevy Corvette has a starting MSRP of $68,300, but higher-performance versions have starting prices in the six figures. For drivers seeking the ultimate thrill, the Corvette ZR1X offers 1,250 in combined horsepower and goes from 0 to 60 in under two seconds.

Here are Corvette auto insurance rates from Jerry customers with full coverage policies.

Chevrolet Silverado auto insurance costs

The average car insurance cost for a Chevrolet Silverado is $244 per month, according to Jerry’s full coverage quote data.

The Chevy Silverado is a full-size pickup truck that’s known for its durability and towing capacity. In 2025, J.D. Power gave the Silverado awards for initial quality and best resale value. The truck has a towing capacity of up to 13,300 pounds and a max available payload of 2,260 pounds. The Silverado performs better than average for collision and comprehensive claims, but has higher than average claims for property damage.

Silverados come in regular cab, double cab or crew cab configurations and there are multiple engine sizes available, including an EV option. They have a 2025 starting MSRP of $37,000, but your price will vary based on trim level and other options.

Here are Silverado auto insurance rates from Jerry customers with full coverage policies.

Chevrolet Traverse auto insurance costs

The average car insurance cost for a Chevrolet Traverse is $274 per month, according to Jerry’s analysis of full coverage quotes.

The 2025 Chevy Traverse is a mid-size SUV with seating for up to eight and 98 cubic feet of cargo space. It has a starting MSRP of $40,700, with four models to choose from. This SUV is an IIHS Top Safety Pick, and it received a five-start overall vehicle rating by the National Highway Traffic Safety Administration (NHTSA). Those acknowledgements, coupled with features like front pedestrian and bicycle braking, blind zone steering assist and automatic emergency braking, may help keep Traverse insurance rates lower.

Here are Traverse auto insurance rates from Jerry customers with full coverage policies.

How to be sure you have enough coverage for your Chevrolet

You can lower the cost of your Chevrolet car insurance by following these tips.

• Compare rates: Getting quotes from multiple insurance companies is the best way to lower your premium. Make sure the quotes have the same coverage types and limits.
• Ask about discounts: Chevrolet vehicles have many advanced safety features that could lower premiums. Ask about car insurance discounts to find out if you’re missing out on any savings.
• Raise your deductible: A deductible is the amount of money you pay before your insurer will pay on a claim. Raising your deductible can reduce your premium, but you’ll pay more out-of-pocket if you file a claim, which could offset your savings.
• Participate in a telematics program: Safe habits and driving fewer miles may qualify you for lower rates. Telematics programs use plug-in devices or mobile apps to customize your premium based on your driving habits. While you can save money, poor driving behavior could result in higher insurance costs.
• Bundle your insurance: Bundling your auto insurance with homeowners, renters or other insurance with the same company could reduce your overall cost.
• Drop comprehensive and collision coverage: These coverage types only pay up to the current market value of your car, minus your deductible. If your older Chevrolet vehicle isn’t worth much, you likely can drop the coverage.

When shopping for car insurance, your quote is only as good as the information you provide. By providing more detailed answers upfront, you’ll receive a more accurate quote.

When your finances are strained, you may be tempted to drop down to state-mandated coverage levels. You can save money this way, but remember that minimum coverage won’t pay for the repairs or replacement of your vehicle if you’re in an at-fault accident.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.