The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
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| Subaru Outback | $55 | $106 | $1,274 |
| Subaru Ascent | $55 | $107 | $1,281 |
| Chrysler Voyager | $55 | $100 | $1,198 |
| Volvo V60 | $56 | $116 | $1,394 |
| GMC Acadia Denali | $57 | $110 | $1,322 |
| Toyota Land | $57 | $104 | $1,244 |
| GMC Terrain Denali | $58 | $108 | $1,300 |
| Subaru Forester | $58 | $107 | $1,279 |
| Lincoln Nautilus | $58 | $126 | $1,512 |
| Honda Odyssey | $59 | $112 | $1,346 |
| Chrysler Pacifica | $59 | $107 | $1,282 |
| Ford F350 Super Duty | $60 | $114 | $1,371 |
| Subaru Crosstrek | $60 | $112 | $1,338 |
| Hyundai Palisade | $60 | $109 | $1,308 |
| Chrysler Town | $61 | $119 | $1,424 |
| Honda Ridgeline | $61 | $107 | $1,278 |
| Subaru Legacy | $61 | $126 | $1,514 |
| Porsche Cayman | $62 | $217 | $2,604 |
| GMC Terrain At4 | $62 | $125 | $1,498 |
| Mazda Cx-90 | $62 | $132 | $1,586 |
| Toyota Sienna | $62 | $123 | $1,476 |
| Kia Telluride | $62 | $113 | $1,361 |
| Buick Envision | $62 | $117 | $1,401 |
| Toyota Sequoia | $62 | $128 | $1,541 |
| Dodge Grand | $62 | $110 | $1,325 |
| Lincoln Mkx | $62 | $126 | $1,518 |
| GMC Yukon Denali Xl | $62 | $115 | $1,384 |
| GMC Terrain Sl | $63 | $114 | $1,368 |
| Volkswagen Atlas | $63 | $115 | $1,384 |
| GMC Acadia Slt | $63 | $120 | $1,443 |
| Buick Lacrosse | $63 | $135 | $1,623 |
| Buick Enclave | $63 | $112 | $1,338 |
| Ford Edge | $63 | $120 | $1,435 |
| Rivian R1s | $63 | $105 | $1,266 |
| Toyota 4runner | $63 | $112 | $1,339 |
| Mazda Cx-70 | $63 | $144 | $1,734 |
| Toyota Grand | $64 | $131 | $1,572 |
| GMC Sierra C1500 Denali | $64 | $121 | $1,449 |
| Volvo Xc60 | $64 | $137 | $1,647 |
| Chevrolet Trailblazer | $64 | $121 | $1,449 |
| Ford Ranger | $64 | $119 | $1,425 |
| Honda Passport | $64 | $115 | $1,379 |
| Ford Bronco | $64 | $120 | $1,436 |
| Toyota Highlander | $64 | $126 | $1,508 |
| Ford F150 Supercrew | $64 | $102 | $1,218 |
| GMC Sierra C1500 | $64 | $113 | $1,355 |
| GMC Acadia Sl | $64 | $111 | $1,335 |
| Cadillac Xt5 | $65 | $122 | $1,461 |
| GMC Sierra K2500 Denali | $65 | $115 | $1,381 |
| Ford Maverick | $65 | $108 | $1,297 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $55 per month. The Subaru Ascent and Chrysler Voyager round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
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| BMW 340i | $106 | $298 | $3,580 |
| Hyundai Genesis | $102 | $182 | $2,190 |
| Dodge Charger | $99 | $193 | $2,317 |
| Toyota 86 | $96 | $175 | $2,102 |
| BMW I5 | $95 | $168 | $2,019 |
| INFINITI Q50 | $94 | $203 | $2,439 |
| Toyota Gr | $93 | $178 | $2,131 |
| BMW M5 | $92 | $284 | $3,407 |
| BMW 740i | $90 | $239 | $2,871 |
| Dodge Challenger | $90 | $167 | $1,999 |
| Land Rover Range Rover Velar S | $89 | $175 | $2,105 |
| BMW 428 | $89 | $205 | $2,459 |
| BMW 535i | $88 | $186 | $2,229 |
| BMW 528i | $87 | $143 | $1,721 |
| Toyota Mirai | $86 | $291 | $3,490 |
| Ford Mustang | $86 | $172 | $2,059 |
| BMW 328i | $86 | $169 | $2,028 |
| BMW 320i | $86 | $164 | $1,971 |
| BMW 530e | $86 | $166 | $1,996 |
| BMW M3 | $86 | $246 | $2,951 |
| BMW M240i | $86 | $341 | $4,092 |
| BMW 540i | $86 | $194 | $2,332 |
| Ford F150 Xl | $86 | $167 | $2,003 |
| BMW 330xi | $85 | $256 | $3,075 |
| BMW 530i | $85 | $182 | $2,184 |
| Lexus Is | $85 | $167 | $2,006 |
| Mercedes-Benz A | $85 | $179 | $2,150 |
| Hyundai Sonata | $84 | $163 | $1,956 |
| Kia Cadenza | $84 | $156 | $1,877 |
| BMW 430xi | $84 | $239 | $2,870 |
| BMW 330i | $84 | $231 | $2,770 |
| Chrysler 300 | $84 | $162 | $1,943 |
| BMW M340i | $84 | $266 | $3,190 |
| INFINITI Q60 | $84 | $177 | $2,120 |
| Chrysler 200 | $84 | $158 | $1,897 |
| BMW 330e | $84 | $236 | $2,835 |
| Chevrolet Camaro | $84 | $193 | $2,313 |
| Land Rover Range Rover Evoque S | $84 | $158 | $1,901 |
| Chrysler 300c | $84 | $149 | $1,786 |
| BMW 228 | $84 | $177 | $2,119 |
| Mitsubishi Lancer | $84 | $160 | $1,919 |
| Jaguar Xe | $83 | $225 | $2,701 |
| Nissan 370z | $83 | $162 | $1,940 |
| Kia K4 | $83 | $168 | $2,015 |
| Toyota Corona | $83 | $137 | $1,645 |
| Nissan Sentra | $83 | $158 | $1,894 |
| Chevrolet Impala | $83 | $148 | $1,771 |
| Mercedes-Benz C | $83 | $174 | $2,087 |
| Mercedes-Benz Cle | $83 | $168 | $2,022 |
| Chevrolet Malibu | $83 | $156 | $1,868 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $106 per month. The Hyundai Genesis is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
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| Subaru Outback | $71 | $139 | $1,664 |
| Mazda Mx5 | $77 | $154 | $1,850 |
| Subaru Forester | $79 | $152 | $1,825 |
| GMC Terrain Slt | $79 | $158 | $1,895 |
| Subaru Crosstrek | $79 | $144 | $1,727 |
| Mazda Cx-50 | $80 | $168 | $2,011 |
| Ford Bronco | $82 | $158 | $1,890 |
| Volkswagen Atlas | $83 | $151 | $1,817 |
| Mazda Cx-3 | $83 | $168 | $2,019 |
| Mazda Cx-9 | $84 | $164 | $1,966 |
| Chevrolet Trailblazer | $85 | $154 | $1,843 |
| Toyota 4runner | $85 | $157 | $1,880 |
| Mazda Cx-30 | $86 | $178 | $2,141 |
| Toyota Rav4 | $87 | $163 | $1,958 |
| Chevrolet Corvette | $87 | $225 | $2,699 |
| Buick Envision | $87 | $163 | $1,952 |
| Kia Seltos | $87 | $170 | $2,044 |
| Nissan Murano | $87 | $172 | $2,069 |
| Subaru Impreza | $87 | $159 | $1,909 |
| Lexus Rc | $88 | $176 | $2,106 |
| Subaru Legacy | $88 | $175 | $2,102 |
| Mazda Cx-5 | $88 | $173 | $2,078 |
| Honda Cr-V | $89 | $177 | $2,127 |
| Subaru Wrx | $90 | $177 | $2,129 |
| Acura Rdx | $90 | $192 | $2,309 |
| Buick Envista | $90 | $177 | $2,127 |
| Ford Explorer | $90 | $184 | $2,210 |
| Toyota Highlander | $90 | $186 | $2,230 |
| Hyundai Tucson | $90 | $170 | $2,045 |
| Ford Escape | $90 | $175 | $2,105 |
| MINI Cooper | $91 | $165 | $1,983 |
| Audi A5 | $91 | $273 | $3,272 |
| Ford Ranger | $91 | $174 | $2,087 |
| Nissan Pathfinder | $92 | $221 | $2,651 |
| Volkswagen Gti | $93 | $197 | $2,367 |
| Lexus Nx | $93 | $187 | $2,244 |
| Ford Maverick | $93 | $159 | $1,907 |
| Tesla Model Y | $93 | $188 | $2,254 |
| Audi S5 | $93 | $227 | $2,726 |
| Chevrolet Blazer | $93 | $184 | $2,210 |
| Chevrolet Equinox | $93 | $175 | $2,103 |
| Volkswagen Tiguan | $94 | $174 | $2,089 |
| Buick Encore | $94 | $171 | $2,056 |
| Kia Sportage | $94 | $180 | $2,162 |
| Volkswagen Taos | $94 | $171 | $2,055 |
| Hyundai Kona | $94 | $176 | $2,110 |
| Chevrolet Colorado | $94 | $178 | $2,139 |
| Chevrolet Traverse | $94 | $171 | $2,048 |
| Audi Q3 | $94 | $202 | $2,423 |
| Honda Hr-V | $94 | $182 | $2,185 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Subaru Outback is the cheapest car to insure at $71 per month, followed by the Mazda Mx5.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
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| Chevrolet Corvette | $66 | $176 | $2,108 |
| Mazda Mx5 | $67 | $128 | $1,535 |
| Toyota Supra | $80 | $264 | $3,172 |
| Subaru Brz | $81 | $158 | $1,890 |
| Nissan 370z | $83 | $162 | $1,940 |
| Chevrolet Camaro | $84 | $193 | $2,313 |
| Ford Mustang | $86 | $172 | $2,059 |
| Dodge Challenger | $89 | $167 | $1,999 |
| Toyota Gr | $96 | $185 | $2,214 |
| Toyota 86 | $96 | $175 | $2,102 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $66 per month. The Mazda Mx5 follows at $67.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
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| Honda Odyssey | $58 | $91 | $1,086 |
| Toyota Sienna | $61 | $97 | $1,165 |
| Buick Regal | $61 | $109 | $1,309 |
| GMC Terrain Slt | $61 | $89 | $1,063 |
| Subaru Ascent | $62 | $105 | $1,258 |
| Subaru Outback | $62 | $108 | $1,299 |
| GMC Acadia Sle | $62 | $88 | $1,052 |
| Dodge Grand | $62 | $90 | $1,085 |
| Subaru Legacy | $62 | $112 | $1,344 |
| Chrysler Pacifica | $63 | $102 | $1,229 |
| Kia Sedona | $63 | $90 | $1,082 |
| Subaru Forester | $63 | $104 | $1,247 |
| Buick Enclave | $64 | $100 | $1,205 |
| Rivian R1s | $64 | $102 | $1,227 |
| Hyundai Palisade | $64 | $103 | $1,233 |
| Toyota Highlander | $64 | $101 | $1,215 |
| RAM 2500 | $65 | $95 | $1,137 |
| Mazda Cx-90 | $65 | $103 | $1,241 |
| Chevrolet Tahoe | $65 | $98 | $1,174 |
| Nissan Titan | $65 | $93 | $1,115 |
| Volkswagen Atlas | $65 | $103 | $1,235 |
| Hyundai Veloster | $65 | $106 | $1,267 |
| Ford Expedition | $65 | $103 | $1,233 |
| GMC Sierra C1500 | $65 | $95 | $1,135 |
| INFINITI Qx50 | $66 | $104 | $1,249 |
| Honda Pilot | $66 | $105 | $1,259 |
| Ford Flex | $66 | $101 | $1,208 |
| Toyota 4runner | $66 | $102 | $1,223 |
| Hyundai Santa | $66 | $108 | $1,302 |
| Hyundai Venue | $66 | $120 | $1,434 |
| Cadillac Xt5 | $67 | $115 | $1,386 |
| Audi Q5 | $67 | $136 | $1,638 |
| Toyota Grand | $67 | $108 | $1,301 |
| Kia Telluride | $67 | $103 | $1,236 |
| Audi Q7 | $67 | $109 | $1,303 |
| Chrysler 200 | $67 | $110 | $1,322 |
| GMC Sierra K1500 Slt | $67 | $96 | $1,154 |
| Ford F150 Stx | $67 | $133 | $1,590 |
| Chevrolet Traverse | $67 | $102 | $1,228 |
| Ford Edge | $67 | $120 | $1,439 |
| Toyota Rav4 | $68 | $111 | $1,337 |
| Buick Encore | $68 | $109 | $1,312 |
| Subaru Crosstrek | $68 | $113 | $1,354 |
| Chevrolet Corvette | $68 | $222 | $2,661 |
| Honda Cr-V | $68 | $117 | $1,398 |
| Chevrolet Volt | $68 | $113 | $1,352 |
| Chevrolet Trailblazer | $68 | $110 | $1,322 |
| Acura Rdx | $68 | $113 | $1,350 |
| GMC Sierra K1500 Elevati | $68 | $103 | $1,237 |
| Lincoln Mkz | $68 | $114 | $1,368 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
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| Subaru Outback | $51 | $78 | $931 |
| Subaru Forester | $51 | $80 | $962 |
| Ford F250 Super Duty | $52 | $77 | $924 |
| Subaru Crosstrek | $52 | $82 | $981 |
| Nissan Titan | $53 | $82 | $982 |
| Toyota Tundra | $54 | $82 | $978 |
| Ford Maverick | $54 | $82 | $989 |
| Ford F-150 | $55 | $86 | $1,031 |
| Chevrolet Colorado | $55 | $88 | $1,059 |
| Cadillac Xt5 | $56 | $95 | $1,142 |
| Chevrolet Silverado | $56 | $86 | $1,028 |
| Jeep Gladiator | $57 | $85 | $1,017 |
| RAM 1500 | $58 | $91 | $1,086 |
| Ford Edge | $59 | $92 | $1,100 |
| Nissan Frontier | $59 | $89 | $1,062 |
| RAM Ram | $59 | $92 | $1,102 |
| Lexus Rx | $59 | $100 | $1,202 |
| Ford Bronco | $59 | $104 | $1,243 |
| Ford Explorer | $59 | $94 | $1,127 |
| Honda Pilot | $60 | $96 | $1,151 |
| Toyota Tacoma | $60 | $95 | $1,135 |
| Volkswagen Tiguan | $60 | $97 | $1,162 |
| Buick Encore | $60 | $90 | $1,081 |
| Tesla Model Y | $60 | $103 | $1,239 |
| Audi Q5 | $60 | $94 | $1,124 |
| Volkswagen Atlas | $60 | $94 | $1,132 |
| Toyota 4runner | $61 | $97 | $1,164 |
| Chevrolet Blazer | $61 | $97 | $1,169 |
| Hyundai Palisade | $61 | $92 | $1,108 |
| Mazda Cx-50 | $61 | $101 | $1,211 |
| Chrysler Pacifica | $62 | $95 | $1,144 |
| Jeep Wrangler | $62 | $97 | $1,158 |
| Kia Telluride | $62 | $102 | $1,226 |
| Honda Cr-V | $62 | $101 | $1,207 |
| Hyundai Santa | $62 | $99 | $1,189 |
| Mazda Cx-5 | $62 | $104 | $1,253 |
| BMW X3 | $62 | $110 | $1,316 |
| Toyota Highlander | $62 | $96 | $1,157 |
| BMW X5 | $63 | $105 | $1,265 |
| Ford Escape | $63 | $105 | $1,258 |
| Mazda Cx-30 | $63 | $103 | $1,242 |
| Jeep Cherokee | $64 | $103 | $1,241 |
| Jeep Grand | $64 | $105 | $1,263 |
| Mercedes-Benz E | $64 | $105 | $1,257 |
| Lexus Nx | $64 | $101 | $1,214 |
| Nissan Pathfinder | $64 | $100 | $1,203 |
| Toyota Prius | $64 | $104 | $1,250 |
| Dodge Grand | $64 | $103 | $1,231 |
| Nissan Murano | $64 | $105 | $1,257 |
| Chevrolet Traverse | $64 | $98 | $1,182 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback tops Florida’s cheapest list at $51 per month, followed by the Subaru Forester and Ford F250 Super Duty.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
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| Chevrolet Silverado | $68 | $124 | $1,485 |
| RAM Ram | $72 | $126 | $1,515 |
| Ford Edge | $74 | $146 | $1,758 |
| Ford Escape | $83 | $149 | $1,793 |
| Jeep Cherokee | $85 | $157 | $1,884 |
| Chevrolet Traverse | $86 | $152 | $1,826 |
| Chevrolet Equinox | $87 | $160 | $1,922 |
| Ford Explorer | $88 | $161 | $1,932 |
| Ford Fusion | $89 | $155 | $1,865 |
| Jeep Grand | $90 | $163 | $1,959 |
| Jeep Compass | $90 | $160 | $1,922 |
| Chevrolet Blazer | $90 | $172 | $2,060 |
| Nissan Rogue | $91 | $157 | $1,886 |
| Buick Encore | $92 | $165 | $1,978 |
| Chevrolet Cruze | $92 | $159 | $1,905 |
| Chevrolet Trax | $94 | $162 | $1,946 |
| Honda Civic | $96 | $204 | $2,449 |
| Toyota Camry | $98 | $189 | $2,272 |
| Dodge Durango | $99 | $189 | $2,272 |
| Hyundai Elantra | $105 | $193 | $2,319 |
| Chevrolet Malibu | $111 | $200 | $2,396 |
| Nissan Altima | $111 | $198 | $2,373 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $68 per month, with the RAM Ram close behind at $72.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
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| Toyota Rav4 | $55 | $89 | $1,073 |
| Honda Cr-V | $60 | $89 | $1,065 |
| Tesla Model Y | $62 | $100 | $1,196 |
| Ford Edge | $65 | $94 | $1,132 |
| Toyota Highlander | $66 | $98 | $1,177 |
| Toyota Prius | $68 | $103 | $1,238 |
| Hyundai Tucson | $68 | $97 | $1,163 |
| Volkswagen Tiguan | $69 | $119 | $1,426 |
| Buick Encore | $70 | $106 | $1,270 |
| Kia Sorento | $71 | $104 | $1,253 |
| Nissan Kicks | $72 | $109 | $1,306 |
| Ford Escape | $72 | $110 | $1,322 |
| Toyota Tacoma | $72 | $119 | $1,431 |
| Hyundai Kona | $72 | $107 | $1,289 |
| Mazda Cx-5 | $72 | $117 | $1,400 |
| Hyundai Santa | $72 | $112 | $1,344 |
| Ford F-150 | $72 | $122 | $1,465 |
| Ford Explorer | $72 | $121 | $1,448 |
| Nissan Rogue | $73 | $105 | $1,258 |
| Nissan Pathfinder | $74 | $108 | $1,301 |
| Chevrolet Equinox | $74 | $116 | $1,394 |
| Honda Hr-V | $74 | $108 | $1,298 |
| Kia Sportage | $74 | $109 | $1,314 |
| Chevrolet Silverado | $74 | $126 | $1,516 |
| GMC Terrain Sle | $75 | $110 | $1,326 |
| Jeep Compass | $76 | $110 | $1,323 |
| Honda Accord | $76 | $130 | $1,554 |
| Chevrolet Colorado | $76 | $114 | $1,362 |
| Toyota Camry | $77 | $122 | $1,468 |
| Jeep Wrangler | $77 | $121 | $1,453 |
| Kia K5 | $78 | $114 | $1,365 |
| Kia Soul | $78 | $114 | $1,366 |
| Mazda 3 | $78 | $125 | $1,505 |
| RAM 1500 | $78 | $124 | $1,490 |
| Honda Civic | $79 | $139 | $1,674 |
| Chevrolet Trax | $80 | $118 | $1,411 |
| Mitsubishi Outlander | $80 | $120 | $1,438 |
| Chevrolet Traverse | $81 | $119 | $1,432 |
| RAM Ram | $81 | $121 | $1,452 |
| Volkswagen Jetta | $82 | $131 | $1,573 |
| Kia Forte | $82 | $138 | $1,657 |
| Toyota Corolla | $82 | $135 | $1,616 |
| Tesla Model 3 | $83 | $132 | $1,579 |
| Nissan Versa | $84 | $136 | $1,635 |
| Dodge Durango | $84 | $142 | $1,705 |
| Jeep Grand | $84 | $134 | $1,611 |
| Ford Focus | $84 | $133 | $1,593 |
| Hyundai Elantra | $85 | $135 | $1,617 |
| Jeep Cherokee | $85 | $142 | $1,707 |
| Nissan Sentra | $86 | $133 | $1,602 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $55 per month, followed by the Honda Cr-V and Tesla Model Y.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $58 | $95 | $1,142 |
| Mazda Cx-90 | $61 | $101 | $1,214 |
| Volvo Xc60 | $63 | $103 | $1,234 |
| Subaru Forester | $63 | $99 | $1,190 |
| Subaru Crosstrek | $63 | $98 | $1,173 |
| Toyota Grand | $65 | $101 | $1,213 |
| Lexus Rx | $65 | $103 | $1,233 |
| Hyundai Palisade | $67 | $101 | $1,213 |
| Honda Odyssey | $68 | $101 | $1,208 |
| Kia Telluride | $68 | $112 | $1,348 |
| Volvo Xc90 | $69 | $107 | $1,283 |
| Tesla Model Y | $69 | $122 | $1,462 |
| Toyota Sienna | $69 | $105 | $1,259 |
| Ford Maverick | $70 | $112 | $1,349 |
| Volkswagen Atlas | $70 | $113 | $1,356 |
| Honda Cr-V | $71 | $111 | $1,332 |
| Chrysler Pacifica | $71 | $105 | $1,265 |
| Kia Niro | $71 | $111 | $1,332 |
| Toyota Highlander | $71 | $113 | $1,358 |
| Audi Q5 | $71 | $118 | $1,410 |
| Mazda Cx-50 | $71 | $113 | $1,355 |
| Audi A5 | $72 | $121 | $1,446 |
| Honda Passport | $72 | $109 | $1,303 |
| Subaru Wrx | $72 | $129 | $1,549 |
| GMC Yukon Denali | $72 | $121 | $1,453 |
| Toyota 4runner | $73 | $124 | $1,491 |
| Nissan Ariya | $73 | $127 | $1,524 |
| BMW X3 | $73 | $122 | $1,460 |
| Mazda Cx-5 | $73 | $123 | $1,475 |
| Chevrolet Corvette | $74 | $144 | $1,726 |
| Mazda Cx-9 | $74 | $113 | $1,360 |
| Ford Bronco | $74 | $125 | $1,494 |
| MINI Cooper | $74 | $124 | $1,491 |
| Audi Q7 | $75 | $119 | $1,427 |
| Mercedes-Benz Glc | $75 | $125 | $1,506 |
| Dodge Grand | $75 | $118 | $1,414 |
| Buick Enclave | $75 | $115 | $1,385 |
| Toyota Rav4 | $75 | $116 | $1,396 |
| Volkswagen Taos | $75 | $122 | $1,460 |
| Ford Expedition | $75 | $121 | $1,448 |
| Volkswagen Tiguan | $75 | $122 | $1,461 |
| Ford F150 Xlt | $75 | $129 | $1,547 |
| Volvo S60 | $76 | $127 | $1,521 |
| Lexus Nx | $76 | $117 | $1,401 |
| Honda Pilot | $76 | $119 | $1,433 |
| Toyota C-Hr | $76 | $119 | $1,432 |
| Mitsubishi Eclipse | $76 | $118 | $1,419 |
| Acura Mdx | $77 | $121 | $1,451 |
| Ford Explorer | $77 | $121 | $1,458 |
| Lexus Es | $77 | $120 | $1,439 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $58 per month, followed by the Mazda Cx-90.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $301 | $270 |
| Ford Explorer Limited | $314 | $284 |
| Ford Maverick Xlt | $320 | $293 |
| Honda CR-V Touring | $313 | $274 |
| Hyundai Tucson Limited | $333 | $301 |
| Kia Sportage Sx Prestige | $331 | $324 |
| Toyota Camry Le | $416 | $367 |
| Toyota Corolla Le | $419 | $417 |
| Toyota Sienna Le | $329 | $285 |
| Toyota Tundra Crewmax Limit | $354 | $330 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Hyundai Santa Fe Limited | $295 | $299 |
| Kia Sorento S | $297 | $314 |
| Toyota Camry Xse | $380 | $390 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Toyota Camry Le shows this pattern, while the Kia Sorento S is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
